Mortgage Lender Information
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Investor Loan Programs - Scroll Down to View All Listings |
National Investors Mortgage
444 W. Pipkin Rd, Suite B
Lakeland, FL. 33813
Contact: Derek W. Berry
Office Phone: 877-888-9788 Ext. 184
Fax 863-701-2954
e-mail: dberry@ni-mortgage.com
Kensington Financial Group, LLC
1418 Kensington Square Ct., Bldg. E
Murfreesboro, TN. 37130
Contact: Shawn Kaplan
Phone (615) 907-2043
Cell: (615) 426-3182
Fax: (615) 907-2955
SKaplan@kfgonline.net
Cendent Mortgage Company
Contact: Randy Thompson
3000 Leaden Hall Road
Mt. Laurel, NJ 08054
TOLL FREE: 1-800-236-3268 Ext. 81552
Fax: 1-856-917-2963
e-mail: randys.thompson@mortgagefamily.com
Community South Bank
Contact: Karen Egglington
1909 Shadybrook Street
Columbia, Tn. 38402
Phone: 931-796-2277
Fax: 931-388-6225
E-mail: kegglington@communitysouth.com
The Mortgage Shop at Great House Mortgage
Contact: Shayne Henderson, Sr. Loan Officer
209 E. Main St., Suite 2
Sevierville, TN 37862
Office Phone: (865) 286-1888
Cell: (865) 384-5952
Fax: (865) 286-1891
Email: shaynehvr@aol.com
THINGS A LENDER NEEDS FROM YOU
(AS QUICKLY AS POSSIBLE)
LOAN OFFICER CHECKLIST:
- If Full Doc loan:
- W2s (salaried) / 1040s or 1099's (self employed or commissioned income) for last 2 years.
- MOST RECENT 30 days worth of pay stubs for every person signing the loan.
- Copies of twtfour months of bank or credit union statements for both checking and savings accounts.
- Copies of personal tax forms for the last two three years.
- Documentation to verify additional income, such as child support or pension.
- Account numbers of all your credit cards and the amounts of any outstanding balances
- Addresses where you have lived for the last five to seven years, with names of landlords if appropriate.
- If Stated income: (simply required to state your income & not verify it based on your credit score)
- Letter from CPA and/or copy of business license proving business viability for last 2 years.
- If verifying assets:
- MOST RECENT 2 months worth of asset statements.
- If it says pages 1 of 3, I need tsee all 3 pages.
- If it is quarterly or not received each month, we need to see most recent statement.
- Copies of your most recent 401(K) or other retirement account statement
- DIVORCE DECREE / SEPARATION AGREEMENT (if applicable)
If borrower is paying it, you must add this tliabilities. If borrower is receiving it, you must get 3 months worth of bank statements proving it. You must prove it will continue for 3 years intthe future. Divorce decree or separation agreement depending upon the circumstance. FYI: If Divorce Decree references the separation agreement, you will need both.
- $400 for appraisal fees. May be more.
If Borrower recently purchased new homes:
- Settlement statement from purchase.
- Copy of the Note
- Recent mortgage coupon (verify payment totals)
- Verification of Mortgage
You may want to order:
- Verification of Deposit (If stated income loan and income deposits are on bank statements.)
- Condo/Pud certification
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